Pradhan Mantri Kisan Samman Nidhi Scheme is a government scheme to provide financial support to the country’s small and marginal farmers. Under the PM-KISAN scheme, the government has provided a minimum of 6000 to all small and marginal farmers for years. This scheme was introduced in 2018 to provide financial support to all landholding farmers’ families by providing direct cash transfers. On August 9, 2020, the Indian government disbursed the sixth instalment of this programme, which reached around 8.5 crore farmers. According to its goals, this programme will help over 125 million Indian farmers, especially small-scale or marginal farmers.
Objectives of PM-KISAN
Here is the primary objective of the PM-KISAN are-
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Income Support: To provide financial help to the farmer to procure inputs for various agricultural and allied activities and domestic needs. Through this scheme, they support farmers and India’s agriculture industry.
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Ensuring Timely Payments: Government help to ensure timely financial assistance to farmers, especially during the cropping seasons. likewise, reducing their dependence on loans
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Empowering Farmers: The government empowers farmers by providing direct cash benefits to the farmer, which reduces the need for intermediaries and ensures transparency.
Eligibility Criteria for PM-KISAN
To benefit under the PM-KISAN scheme, the following criteria are required-
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All the Small and marginal farmers are eligible for the scheme
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Farmers who own cultivable land up to 2 hectares can apply for the scheme.
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Farmers must update their landholding records in their respective states.
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Institutional landholders, farmer families holding constitutional posts, serving or retired officers and employees of government ministries and departments, professionals like doctors, engineers, and lawyers, as well as taxpayers in the previous assessment year are excluded from the scheme.
How To Apply for the Pradhan Mantri Kisan Samman Nidhi Scheme?
If you are eligible for the PM Kisan Samman Nidhi Yojana, then you can apply for it. Here is the step-by-step guide to applying for PM-KISAN. It is a very straightforward process.
Registration: For registration eligible farmers can register for the scheme at the local revenue office, CSC (Common Service Center), or online through the official PM-KISAN portal. Each state government provides a PMKSNY nodal officer in a particular area. Candidates can visit their nearby office for registration. In addition, farmers can also approach the local patwaris too.
Document Submission: At the registration office or registration process, candidates have to submit all the essential documents like landholding papers, an Aadhaar card, bank account details, and a self-declaration form.
Verification: The submitted documents and personal details will be verified by the respective state to confirm the farmer’s eligibility.
Approval and Disbursement: Once the successful verification, the farmer’s name is included in the beneficiary list, and payments are directly transferred to their bank accounts.
Required Document for the PM Kisan Samman Nidhi Yojana
The required documents are as follows. Candidates have to submit these documents to the officer-
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Original and a copy of Aadhar card
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Original and a copy of proof of citizenship
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Original and a copy of Documents substantiating ownership of land
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Details of bank account with passbook
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If a candidate does not have an Aadhar card, then he can’t register for the scheme. If you are a farmer who wants to apply for PM Kisan Samman Nidhi Yojana and does not have an Aadhar card, then first enrol in the Aadhar card.
How to check the Beneficiary status of PM Kisan Samman Nidhi Yojana?
Under PM Kisan Samman Nidhi Yojana, candidates or farmers get Rs 6000 per year in three instalments. If you don’t get the amount as per the schedule, then you can check it online. Here are the steps to check it-
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Visit the official website of PM Kisan Samman Nidhi Yojana, by clicking on the https://pmkisan.gov.in/.
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On the homepage, go to the Farmer’s Corner and click on the “Beneficiary Status”.
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Now, provide your valid Aadhar card which is used during the registration process.
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Also, enter your registered mobile number or account number.
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You will be redirected to the window where you can check the status of the receipt.
Benefits of PM Kisan Samman Nidhi Scheme
There are various benefits of the PM Kisan Samman Nidhi scheme for the farmer. Some are listed below-
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Financial Assistance: Farmers received financial help from the government. They receive ₹6,000 per year in three equal instalments of ₹2,000 each, directly into their bank account.
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Ease of Access: This scheme is designed with a direct benefit transfer (DBT) mechanism which is ease of access for all. The government ensures the funds reach the farmer without any middlemen, Likewise, there is low corruption and delays in the bank transfer.
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Increased Investment: Financial help from the government increases the investment in agriculture needs. Farmers can use this amount to invest in seeds, fertilizers, equipment, and other necessary inputs. This amount directly improves agricultural productivity.
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Risk Mitigation: By providing a steady income, the scheme helps mitigate the risks associated with farming, such as crop failure due to adverse weather conditions.
Conclusion:
The Pradhan Mantri Kisan Samman Nidhi scheme is an initiative by the Government of India to provide financial help to small and marginal farmers to support the agriculture industry. The government provides direct cash to the farmer’s account number who is enrolled on the scheme. Through The Pradhan Mantri Kisan Samman Nidhi scheme, the government aims to improve agricultural productivity, reduce poverty, and enhance the quality of life in rural areas. With the required document, all farmers can apply for the Pradhan Mantri Kisan Samman Nidhi scheme easily.